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PE are the management equivalents of slumlords.

I had a towel bar fall out of the wall. I realized that that small repair would take a trip to home depot, buying plaster, paint, a paint brush, and probably some other crap. There are of course a million types of paint and brushes to get there. I'd have to research what makes sense. Something cheap but decent, I guess. I have no garage so what I do with the rest of the paint? Drive to the hazardous waste disposal in my city, which has limited hours. So maybe 3-4 hours of my time including watching youtube videos if I don't screw things up, and $50 of stuff.

I then sent a maintenance request to my landlord and they came the next day and fixed it in 15 minutes.


Owning a house is a hedge against risk. You are paying a premium to have certainty, like insurance.

If that premium is too high though, you can be worse off than accepting the risk of variable costs.


https://rentvsbuycalculator.app/

Based on the nytimes version from 20 years ago but updated since then.

Actual rent vs. buy outcomes vary by location, but the general rule is that in most desirable urban areas, it's financially better to rent.


People act like owning a home and coming out financially ahead is an inviolable law of physics. It is not. Buying a house is like purchasing an option to have something at a set price in the future. That option can be overpriced to the point where it is not profitable.

This isn't to say that there are not emotional aspects to owning, but that is a separate discussion.


I don't think it's much larger when you adjust for Bay Area COL. Housing and healthcare especially.

I don't live in the Bay area. Left many years ago with my stock options and rsus.

We've got to remove "quiet" as GPTism. It's a renovation. That's it.

As I get older I'm starting to realize, the Christians were right about everything.

Not sure I'd go as far as "everything" but the wisdom on how to live, how to treat others, behaviors that are good and bad, etc. is all pretty solid.

Mostly it's just the regulations around sex that are wack. Jesus has great advice around taking care of the poor, the sick, and the refugee, which are given short shrift by the Christian nationalists on the US.

Modern Christians (especially the ones in power) would deport Jesus because he's not white enough

In Jesus' day, some Jews wanted to deport him. So ya, that fits.

I consider it more of a "stopped clock" situation; I've found myself getting more and more disillusioned with Christians as I get older, but this is one thing I can agree on.

As a gay dude I'd agree, lol

Christianity has some good stuff (love thy neighbor, etc), but I'd rather we not lean too heavily on it for public policy, for obvious reasons


We should distinguish between the moral condemnation of a behavior and the desire to outlaw it. The latter is hardly Christian in any universal sense and seems to be mostly an effect of Protestant puritanism. For example, many saints have argued to tolerate prostitution and other vices for the sake of man's weakness.

Same experience here.

Ah yes, in Utah, the capital of MLM scams?

996 culture, and Zuck has a particular fondness for China, Chinese people due to his wife.


the entre into the culture via his wife isn't anything to shake a stick at, but don't anthropomorphize the Zuck -- he's there because there are 1 billion people who already live in a surveillance state.

cheap programmers, long 996 hours, and access to the biggest market in the world.


ok so no evidence, just racist innuendo


The word is, Zuck is going through his midlife crisis (42 yo) and wants a tougher, more driven, and more masculine environment. Zuck has been pro-Trump for a while, and palling around with MMA guys. He's also open to importing 996 culture because of his appreciation of China, which stems from his Chinese wife.


I think he is playing the political game and will be pro who ever is in office to protect his baby


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