I love this guy! He's a very talented guy who devoted his life to open source.

Hope he doesn't have to beg for donations.

I'm using firefox as my main browser and I don't see any major issue. What would you like them to work on?

the android app is mostly usable, but still crashes at least weekly, and every once in a while requires a restart.

That's strange. I've never had it crash for me. How many tabs do you have open?

It doesn't crash because of tabs - worst case scenario it unloads some from memory. I think its something to do with ublock origin.

Try Fennec from F-droid. No crashes in all the years I've used it.

Uniswap is a decentralized crypto currency exchange. Aave is a lending protocol where you can get a collateralized loan. There is many others. In fact those cryptocurrency are decentralized apps themselves. All of this combined this millions of transactions every day.

Finance is a well established use case for blockchain.

I believe that was already covered by "some very exotic solution to a fake problem that was simply invented as a cover for some convoluted financial fraud".

How specifically?

The only halfway decent project I've seen is the Stellar protocol, which might be used as intra-bank network and/or for real digital currencies.

But it's not completely trustless (the banks need to trust eachother), and there is no ponzi scheme going on, since the tokens are just data that represent real assets (held at the banks you need to trust).

Does that differ much from electronic transfers as done currently between banks?

The individual banks (and users) would need less trust between eachother, as long as the group as a whole is generally trustworthy.

It has 'blockchain' in the description.

Cryptocurrency doesn't count, that's more like baseball cards than finance.

Are these deposits?

They aren't as far as I can tell.

On one hand, it's safer they only hold money for a day or two.

On the other hand, no FDIC insurance. If Stripe (or Visa or Mastercard) were to poof, what would actually happen to in-flight money? Seems like you could pretty easily lose a day or two where the client got charged, and it never got paid out.

It's not Stripe or Visa "going poof" that would be an issue it would the underlying banks they use that add risk. Stripe/Visa are not FTX. Payment processors don't use in-flight transactions to pay liabilities (salaries, rent, etc.). They also don't (as far as I'm aware) convert that cash into other assets like bonds.

However, the money may be stored in a money market account i.e short term bonds or even if it's a more normal savings account the bank itself depends on fractional lending and bonds.

I'm be very surprised if any major payment processor hasn't vetted the institutions that hold transaction funds. That said some payroll companies were hit by SVB's collapse but more so on not being able to accept checks than loosing already received funds.

The payment processor I worked for ran routine capitalization audits on the partner banks they used.

It’s a mix. Payment processors holds user funds in fbo accounts at partner banks.

Fbo accounts are technically the banks, the processor keeps the records of whose funds are whose within the account and the fdic limit applies to the beneficiary (the person the processor is holding the funds for).

Source: I worked for the treasury group at a payment processor.

I'm very disappointed by my kindle battery.I need to charge it back every two weeks. And I'm not someone who read a lot.

I agree and even registered for their waiting list.

I watch them in 1.5x speed and skip chapters that don't interest me if there is timestamp on youtube.

If you think that government will give up (should they?) on all that tax money, you're probably fooling yourself...

That's why I'm so optimistic about our ability to solve climate change. Solving climate change is more more a way to be profitable.