Good correction, thanks. For completeness, that’s dividends on stocks, but not dividends on bonds, which are treated like interest.
In any case, dividends are taxable in the current year, and unrealized stock gains are not.
In case the difference doesn’t seem like a big deal, consider that if you die without selling the stocks, your heirs inherit them at the prevailing price, and no one ever pays tax on the gain they made between when you bought them and when you died.
Rich people who need neither dividend cash or stock sales to pay living expenses prefer not to get dividends so they can pay very little tax.
This enormous loophole for the rich brought to you by your US representatives.
Is it actually breaking DRM? Or is it just creating a 1:1 copy of a proprietary format?
> Game consoles that are supported include the original Xbox, Xbox 360, GameCube, Wii, and Dreamcast. Physical media from other consoles, such as PlayStation 3, 4, 5, and the Xbox One/Series consoles, technically work, but the content on physical media for these consoles is encrypted.
Breaking encryption is definitely “illegal” - but backing up a binary format is not. I can backup my GBA cartridges ROMs for personal archival use if I have a device that can read them.
I would consider changing the format of a disc to prevent it from being copied by a regular drive to be considered a protection measure. The content is still encrypted so if not the disc, it would be the emulator decrypting it which would be the problem.
I’m not an expert with web sockets or web development - but re: Get Params, Vaultwarden has to follow the API of the upstream Bitwarden implementation:
I don’t think this policy would pass muster under the ADA though.
The guy might not be sufficiently disabled to qualify - but for example if you have a blind person without a smartphone, you can’t tell them they’re out of luck - because you can clearly reasonably accommodate them without causing “undue financial hardship” by giving them tickets at will-call.
I think you’d be hard-pressed to find a blind person / person with low vision without a smartphone these days: they’re a near-essential window into services that aren’t accessible though plain paper.
If they have already moved away from paper tickets for everyone else, now there is financial hardship, not to mention the loss to the team's economic position from scalping. Also smartphones have supported usage by the blind for years, particularly on iOS.
Visually impaired people use smartphones too. If the app isn't supporting the accessibility features of the platform, it should still be held liable under the ADA.
(Unfortunately it won't as was found when Southwest Airlines was sued over this. Congress hasn't updated the ADA to include web sites since the ADA precedes the web and so it wasn't enumerated explicitly. Also unfortunately, the GOP who have never been huge fans of the ADA have blocked any attempts at patching that hole.)
But check out the settings on your iPhone/iPad or Android device. Whole sections dedicated to accessibility, especially for the visually impaired.
Visual impairment was just my naive example - but maybe there’s a better one that still persists.
Regardless, maybe there’s a path to legislation forbidding smartphone requirements for huge monopoly businesses like national professional sports leagues. I’d hate for ownership of a consumer device to become codified as a requirement for participation in activities like this.
Not to speak for the other person -- but I think the biggest reason is that these facilities are often constructed with public money and public resources and therefore owe some degree of public accessibility back to the community at large.
Increased regulatory scrutiny is typically standard for all government granted monopolies. There are significant issues with this arrangement but it isn't because of the increased regulation, but usually the lack of it!
I don’t know but I wouldn’t be so quick to dismiss it. IME many elderly people genuinely struggle and some mask their embarrassment with a stubborn attitude.
In the case of my dad, he is really into music - mostly around playing for the church. He is always on YouTube - on his phone - learning about music equipment, mixers, etc.
I really don’t think doctor salaries are the primary difference when they make up less than 10 % of health care costs:
> However, new research by Stanford health economist Maria Polyakova and colleagues — using unique data on physician income — shows that physicians’ personal earnings account for only 8.6 percent of national health-care spending
That’s the thing about American health care costs. We pay so much more than everyone else, but there’s no obvious single thing that costs more, or even a few factors together. It’s a ton of different things all adding up. Which means it’s very hard to fix, because there are so many different things you’d have to fix.
Doctors are only part of the problem. Nurses and all of the other skilled positions also all suck up huge amounts of money because there are shortages of all of them.
It was bad even before COVID, it’s even worse now. There are tons of regulations prohibiting the significant increase in creating new doctors and nurses (and air traffic controllers, but that’s a different but remarkably similar story).
Limits on new providers, and tons of corrupt regulation keeping people from opening new medical schools, clinics, and hospitals.
A ton of it is simple supply and demand - and the supply side is capped. Go to a place with a functioning competitive market and the prices (and wages) are a fraction of what they are in the US.
Again like doctors, nurse wages aren’t a major factor in the discrepancy between US healthcare costs and elsewhere. They are a factor, in a death by a thousand cuts situation.
In a source posted by another commenter, their wages are accountable for 5% of the difference.
I also don’t think it’s accurate to say regulations are what’s prohibiting an increase in nurses. They don’t have a government imposed mechanism like residency funding that creates a bottleneck like the one in medical training.
We have a nurse shortage because we have an aging population increasing demand, it’s a tough job, and people are leaving the profession.
But why is it a tough job? Partially it's the shift hours, they could offer it with less hours and more nurses for example. But they don't due to undersupply, and on it goes.
You probably know this - but in most jurisdictions in the US, including federal, charges have to be approved by a grand jury of your peers.
There’s an old adage “a prosecutor could indict a ham sandwich”* implying that the grand jury is easily mislead - but in my anecdotal experience of serving on a grand jury - this isn’t really true. We definitely said no to overreaches.
And you can also see this happening in high profile cases with the Trump administration:
Ignoring that, it’s not clear to me why removing jury trials would reduce the likelihood of a prosecutor throwing a larger number of charges at a defendant. Prosecutors want to demonstrate a record of convictions. That career pressure is still going to exist without jury trials - they’re going to throw anything they can and see what sticks.
*Fun Fact - Sol Wachtler, the judge who coined this, was later convicted of multiple felonies, including blackmailing an ex-lover and threatening to kidnap her daughter. A bit more substantial than a ham sandwich.
I'm getting a lot of downvotes for the comment you're responding to so will likely withdraw from this discussion. But to be clear, I deliberately talked of prosecutors threatening charges, not actual indictments.
Conviction through plea-bargaining is almost exclusively a phenomenon in the US. It just doesn't feature in the normal process of public prosecution in countries like Ireland, the UK or Australia. Also as an aside, the grand jury system is exclusively an American feature.
And every common law country (including the US) has a bar in terms of seriousness of the crime, below which you are tried without a jury. Yes the bar is lower in the US (potential sentence of more than 6 months?) but this bar exists nonetheless without sensationalist claims that jury trials have been eliminated - which is what was stated in the comment I originally responded to.
Also, I feel like there is something important you don't understand about the US system. A grand jury isn't a jury trial. A grand jury just allows a jury trial to happen (for a defendant to be charged at all). The defense isn't part of a grand jury. That's why the quote is what it is. It isn't talking about jury trials, just that a prosecutor can charge someone with a crime (the outcome them winning at a grand jury) pretty easily. Hope this helps.
The relevant part is that the judge declared traffic ticket proceedings “quasi criminal”:
> In the order, the court found that red-light camera cases, although labeled as civil infractions, function as “quasi-criminal” proceedings because they can result in monetary penalties, a formal finding of guilt, and consequences tied to a driver’s record.
Which seems to just relabel any fine from the government as a criminal matter?
IMO when you register the vehicle for the right to drive on public roads, you are entering into an agreement that you will be responsible for following the rules of the road, and for lending the car to people who also do so.
Similarly, if I register a firearm legally, and then lend it out to anyone who asks, regardless of whether they follow the law, I don’t think it would be crazy to hold me financially responsible if a shooting happens with my gun.
Seems untenable because I can just lie to you about my intended use. I borrow your hammer to build a cabin. Oops, I actually used it to murder people. Enjoy the millions in damages.
The justice system can generally deal with gray areas like this. For example the parents of school shooters are usually not held liable for the crimes their kids commit. It depends on a lot of variables.
>I don’t think it would be crazy to hold me financially responsible if a shooting happens with my gun.
States have had to write laws for this to be a criminal matter. Before then it was a civil matter, but it was individuals against individuals and not state against individuals.
>Which seems to just relabel any fine from the government as a criminal matter?
It wasn't exactly about the fine, but points on a license I believe.
There’s no secret sauce here - their guess as to how the case is going is as good as any outside observer, and based on the questions made by the justices.
When I submitted an AppleCare replacement request for it, the employee said “Oh man, I hate it when that happens!” and approved it.
I figure that’s the script, or maybe he had a chronic issue of running over his own phone.
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