Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

> This is why I said in another post you absolutely have to read and understand your policy before you experience a loss!!

Yep, and this post has been an education for me!

However, I still have issues with the way it's marketed. I think part of the problem is showing these huge numbers for medical cover. It's almost a psychological trick, in the same way that lottery players see an enormous jackpot and somehow conflate it with the likelihood of winning. It's falsely reassuring.

In reality, most claimants are going to spend much less than 1% of that £5 million limit before they get flown home. It only really applies to people who are at death's door and end up with a long stay in intensive care, or need a fully-staffed medical flight to get them home.



> In reality, most claimants are going to spend much less than 1% of that £5 million limit before they get flown home. It only really applies to people who are at death's door and end up with a long stay in intensive care, or need a fully-staffed medical flight to get them home.

Exactly, but you're saying it like it's a bad thing instead of "this is just what travel insurance is and why it's so cheap."


I’m saying it’s both of those things. I’m grateful to the author that I found out this way.

I still think it’s marketed in a deliberately misleading way.




Consider applying for YC's Summer 2026 batch! Applications are open till May 4

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: