Maybe we shouldn't have moved to such a completely moronic system them which shifts all the risk to the individual and just "hope" they magically make money on something they have no control over.
We didn't, we have Social Security. You don't have to contribute to a 401k. And you can keep it all in a money market fund if you want; it'll still be tax advantaged.
Maybe we shouldn't have moved to such a completely moronic system them which shifts all the risk to the individual and just "hope" they magically make money on something they have no control over.
It all works until it doesn't.