This is nonsense. I’ve had to deal with bills coming in my name because someone got hold of my credit card and address. It’s absolutely stressful and will make you feel helpless. What about people denied insurance because of their Amazon purchases? People with bad mental health being harassed because their data leaked? Doxxing, iCloud hack photo leaks, people affected by leaks of key government IDs, etc.; how are you even suggesting that one shouldn’t worry about their data getting in the wrong hands? What kind of happy feel-good reality do you live in… Ads are the least of one’s concerns when it comes to your personal data.
That’s not the point. Data being misused or falling into the wrong hands absolutely has a toll on you. If an abused credit card number hurt me that much while I was fighting depression, anything more sensitive can be even worse.