Absolutely negligible. Please stop with the propaganda. Everyone is fine with a 2-week delay for payroll, but wait a couple more weeks and it's suddenly you "stop being paid" and give a "loan to the government". There are plenty of downsides to being ATC but this one is not a genuine framing.
> Everyone is fine with a 2-week delay for payroll
I don't know where this assumption comes from. I'm not. With the increasing number of people living paycheck to paycheck, your "couple more weeks" means a growing risk of homelessness among other things.