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Poor can be "financially deficient" or "miserable" or "downtrodden" too, that gives some scope for alternatives.

"The poor are poor", can simply be a statement about the financial situation of a particular demographic or it can be a statement about the unhappiness of peoples lot, pity really, for those who're confined by their finances.

So:

People [without money|downtrodden] are [without money|downtrodden|to be pitied] because all of their [decisions|options] suck.

Who you think the term poor applies too is another way the phrase can be interpreted. "Trump is poor, he only values money", etc..



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